If we can save you from making uninformed debt and credit decisions that can hurt, rather than help you, we want to.
Settling credit card bills, and other debts you cannot afford to keep up with paying, is a pretty straight forward concept.
And so is determining whether settling with creditors and collectors is right for you.
You cannot fully afford the debts you have now, but can afford something, and would prefer to manage the situation outside of bankruptcy.
Each of your credit card lenders will have a policy for how they handle collecting on accounts that go delinquent. Yes, getting the best deals, and the most from settling debt, is in the details.
We highly recommend you read through the debt settlement program in order.
This will allow you to gain the maximum level of understanding of what credit card debt settlement is, how it will work in your specific situation, when settling debt works best, or even why you might want to avoid debt settlement all together.
We have provided debt settlement education and debt negotiation services since 2004. We have made our customers, members, and readers good at it.
We are also not your Aunt Mildred’s debt settlement company (no offense Mildred).
There are elements to settling some types of debts that you can set your clock to because the process can be highly predictable.